Foreclosure Assistance Program

Unexpected events such as the loss of a job, reduction in work hours, illness, divorce, etc., can cause homeowners to fall behind in their mortgage payments. Crossroads C.A.C. helps homeowners avoid the loss of a home to foreclosure, at zero cost. We work with you and your mortgage servicer, educating and supporting you through the whole process.
Together, we will:
  • Explore home retention options
  • Provide income documentation to accurately assess your hardship
  • Assess the servicer program for which you might qualify
In addition to helping with the practicalities of avoiding foreclosure, your Crossroads C.A.C. certified counselor will help you form a financial action plan. In one-on-one counseling sessions, your counselor will help you:
  • Analyze your situation and inform you about the foreclosure process in California
  • Compile necessary documentation
  • Develop a budget and spending plan
  • Manage your debt
  • Access refinance and modification opportunities
  • Develop a customized action plan
Crossroads C.A.C. is ready to provide effective and efficient service to you.